2012 Automobile Insurance Discount Act

Military

This proposition is an improvement on Proposition 17 ‐‐ we have listened to the voters, our clients, and even the opposition, and made changes. If you are in the military, you are eligible for a new discount.

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Unemployed

Under this initiative, if you are unemployed for up to 18 months because of layoff or furlough, you still qualify for a new discount.

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Young Drivers

This proposition is an improvement on Proposition 17 ‐‐ we have listened to the voters, our clients, and even the opposition, and made changes. Under this initiative, a young person on the cusp of leaving home gets the same discount as parents.

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Proportionality

This initiative was written to be inclusive. Under this initiative, drivers are given a new discount equal to the amount of full years they have had insurance in the previous five years, 20% for each year.

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Consumers deserve to be rewarded for following the law.

The 2012 Automobile Insurance Discount Act will allow California insurance consumers to qualify for a new discount for following the law.

This proposal gives consumers, instead of insurance companies, ownership of their continuous automobile coverage discount.

Currently a California consumer can receive a discount for having continuous auto insurance, but cannot take this discount to competing insurance carriers.

This is a consumer friendly initiative that creates competition among insurance companies and lowers prices.

This proposal is also an incentive for more consumers to purchase car insurance.